Finland

    Coat of Arms

    Coat of arms of the country of Finland

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    Population
    • Population: 5487308 people.
    • Official Language: Finnish, Swedish
    • HDI: 0,942
    • Salary: $2835
    • Poverty rate: 0.5%
    • Gini: 27.1%
    • The believing population: 56%
    • Main religion: Christianity (80.1%)
    • Second religion: Atheism (19.1%)
    Harmful habits
    • Alcohol: 8.2 litres/year
    • Smoking: 21.6%
    Internet
    • Internet users: 97.7%
    • Mobile Internet: 58.5%
    • Landline Internet: 38.5%
    • Internet speed: 71.2 Mbps
    • Country Top Level Domain: .FI
    General information about the country
    • Country name:
      Finland
    • Code (2-digit):
      FI
    • Continent:
      Europe
    • Country level:
      Tier 1
    • Capital:
      Helsinki
    • Country area:
      337030 sq km.
    • Telephone code:
      358
    • Currency (code):
      Euro (EUR)
    Geographical features of the country

    Administrative division into regions

    Region (20): Åland Islands, Varsinais-Suomi, East Uusimaa, Kainuu, Kanta-Häme, Kymenlaakso, Lapland, Ostrobothnia, Pirkanmaa, Päijät-Häme, Satakunta, North Karelia, North Ostrobothnia, North Savo, Uusimaa, Central Ostrobothnia, Central Finland, South Karelia, South Ostrobothnia, South Savo.

    Features of the country

    The modern territory of the country was partially or fully occupied by the following states: Old Russian state, Vladimir Rus, Russian kingdom, Russian Empire.

    Finland is washed by the following seas: Baltic Sea.

    Finland has access to the following lakes: Saimaa, Päijänne, Inarijärvi, Oulujärvi, Orivesi, Keitele, Kallavesi, Puruvesi, Puula, Katkojärvi, Höytiainen, Näsijärvi, Pyhäjärvi, Suvasvesi, Juojärvi, Virmasvesi, Konnevesi, Nilakka, Koytere, Iisvesi and others.

    The following rivers flow through the territory: Turneelven, Kemijoki, Iijoki, Tanaelv (Tenojoki), Muonioelven, Ounasjoki, Lotta, Kymijoki, Ivalojoki, Vuoksa, Lenderka, Kokemäenjoki, Javre, Nota, Patsojoki, Loimijoki, Ouluoki, Vantaa, Janisjoki, Aurajoki and others.

    Finland has the following islands: Soisalo, Aland, Chimitu, Hailuoto, Raippaluoto, Otava, Lemland, Ekkerö, Eija, Storlandet, Olön, Kirklandet, Kivimaa, Pyhämaa, Vessolandet, Kirjalansaari, Lillandet, Larsmo, Stortervolandet, Kaurissalo and others.

    Mountains on the territory of the country: Haltiatunturi.

    Gambling regulation
    • Online casinos:
      Regulated
    • Online sports betting:
      Regulated
    Read more about regulation

    As of the beginning of 2025, the Finnish market is strictly regulated by the state monopoly Veikkaus. The regulation affects all types of gambling entertainment, including online gambling.

    Formally, the country has a ban on international operators, but, in fact, Finns are not prohibited from playing on projects that do not fall under the control of Veikkaus. It is also worth noting that domains are not blocked.

    It should be noted that in Finland there is an active discussion about ending the monopoly of Veikkaus and “opening the door” for international operators. The timing of this process varies: somewhere the end of 2025 is indicated, and somewhere 2027.

    Top payment systems

    Top payment methods (January 2025):

    • Credit cards
    • Trustly
    • Euteller
    • Skrill
    • Neteller
    • Paysafecard
    • Crypto
    Top slot machines

    Top popular slots in Finland (January 2025):

    • Book of Dead;
    • Crazy Time;
    • Fire My Laser;
    • Starburst;
    • Reactoonz;
    • Gates of Olympus;
    • Sweet Bonanza
    Online Gambling in the country
    • Population of the country: 4.8 million people;
    • GDP per capita: 40,000 thousand EUR.

    Finland is a very controversial geo in terms of gambling. On the one hand - gambling culture is very familiar to Finns. On the other hand - Finns are very sophisticated players who will regularly look for loopholes that will help them beat the casino. This is one good reason why many operators refuse to operate in the Finnish market.

    • GGR for 2024: about 2 billion EUR (with about 500 million EUR going to illegal operators that are not controlled by Veikkaus).
    • CPA: 200-400 USD;
    • ARPU: 350 USD;
    • Average FTD: 60 USD;
    • Visit2Reg: 6.5%;
    • Reg2Dep: 30%;
    • ADPU: 400 USD

    Finns are notorious bonus-hunters. Many Finns play for profit rather than gambling and monitor various sites like Askgamblers to catch the latest no-deposit offers.

    As part of wagering bonuses, they often choose low-latency slots and make minimum bets until they wager the bonus (often to their advantage).

    Before taking a bonus on the site, players often read out the bonus rules in full (it was repeatedly noticed from the records of players' sessions).

    Operators resort to various methods of combating bonus-hunters. There are casinos that in principle do not give Finn bonuses. Others prefer to put a huge wager - to meet in the Finnish market wager 80 - quite commonplace.

    Finns like to look for loopholes in the rules. It has been repeatedly noticed that Finns even before registration go to the rules page and read it carefully. In addition, Finns often contact the support team and point out certain points in the rules that help them to capitalize on them.

    Finns are very organized players. There are closed communities among Finns, where players share strategies on how to beat this or that casino.

    Finland is an interesting but very complex market for gambling operators. On the one hand, the gambling culture is widespread and Finnish players demonstrate a high level of engagement. On the other hand, the high cost of attraction, small ARPU and endless attempts of Finns to beat the casino - forcing many operators to abandon this GEO.